WARNING: IGNORING YOUR DEBT COULD COST YOU EVERYTHING
CRUSHING HIGH-INTEREST DEBT DOESN’T HAVE TO BE YOUR FUTURE
FIND RELIEF — AND BREATHE EASY AGAIN
Take Our 23-Second Quiz to Discover How You Can Reduce Your Monthly Debt Payments — Without Bankruptcy or Added Stress!
Since 2015, Debt Guidance Has Helped Thousands of South Africans Break Free From Debt
Now It's Your Turn to Take Back Your Financial Freedom!
What others are saying
"Debt Guidance SA's Service is Excellent!!"
I was initially apprehensive about entering Debt Review, but Lungelo and Chantal at Debt Guidance have completely transformed my experience. From the very start, they have gone above and beyond to provide exceptional support and guidance. Their professionalism and expertise have made a daunting process much more manageable and less stressful. If you're considering Debt Review, I highly recommend Debt Guidance SA. Their support and guidance are invaluable, and you will definitely benefit from their assistance"- Vicky J
"Successful Debt Review"
"Hello. I just want to thank Debt guidance for their assistance with paying off all my debts. got my clearance letter and I am no longer flagged. Thank you Melissa Pynne and team." - Themba M
"Debt Guidance, you are truly Exceptional"
"Financial freedom here I come!!!! Debt guidance has indeed alleviated my financial troubles, offering great relief and the confidence of restoring my life back to normal. I am genuinely thankful for your support!." - Heston G
Dear South Africans Struggling With Debt,
Let's be honest — high-interest debt feels like a noose tightening around your life.
Each day brings fresh worry: unpaid bills stacking up, relentless calls from creditors, and the terrifying thought of losing everything you've worked for.
Sound familiar?
You lie awake at night, heart racing, wondering how you'll cover the next payment.
You lie awake at night, heart racing, wondering how you'll cover the next payment.
Every phone call fills you with dread, knowing it's likely another demand you can't meet.
You’re exhausted — mentally, emotionally, financially. And the longer this cycle continues, the harder it gets to climb out.
The truth is, doing nothing only makes it worse.
HIGH-INTEREST DEBT
ISN’T GOING AWAY ON ITS OWN
The endless creditor calls, the threatening letters — they’re daily reminders of how trapped you feel.
Even when you try to make payments, it never seems to be enough.
Thanks to soaring interest rates, your debt keeps growing faster than you can pay it down.
Every month that passes puts your home, your car, and your peace of mind further at risk.
But here’s the good news: there’s a real, proven way out.
A BETTER SOLUTION: GUIDED DEBT RELIEF FROM A TEAM YOU CAN TRUST
A BETTER SOLUTION: GUIDED DEBT RELIEF FROM A TEAM YOU CAN TRUST
At Debt Guidance, we’ve been helping South Africans since 2015 to reduce their monthly debt payments, stop creditor harassment, and finally reclaim their financial freedom.
We don’t believe in empty promises or risky shortcuts.
Instead, we use a trusted, legally compliant process tailored to your unique situation.
Imagine:
No more sleepless nights — just peace of mind knowing your debt is under control.
No more overwhelming bills — just a manageable, affordable plan that fits your life.
Ready to Breathe Again?
Take Our 23-Second Quiz Now
and find out how Debt Guidance can help you break free — safely, legally, and with real support by your side.
OUR SIMPLE 3-STEP PLAN TO DEBT FREEDOM
Step 1 - Immediate Relief on Your Monthly Payments
We contact your creditors and work to lower your monthly payments straight away.
No more drowning in bills — just fast, practical relief.
Within weeks, you could already be paying a lot less than you are today.
Step 2 - Tailored Debt Solution Built Around You
We create a personalised repayment plan designed specifically for your financial situation.
Our skilled negotiators ensure your payments are affordable and sustainable, while keeping you protected under South African debt regulations.
You stay in control — and legally protected — every step of the way.
Step 3 - Long-Term Financial Stability and Empowerment
Debt Guidance goes beyond debt reduction — we set you up for future success.
Through expert advice, smart financial tools, and ongoing support, we’ll help you manage your money better, stay out of debt, and build a secure, confident financial future.
Because true financial freedom means never feeling trapped again.
WHY TRUST DEBT GUIDANCE?
Because we’ve been helping South Africans break free from debt since 2015 — and we know what works.
Over the years, we’ve helped thousands of people take back control of their finances and reclaim their peace of mind. Here's why you can trust us:
Our services are 100% compliant with South Africa’s debt relief regulations — your protection is our priority.
No hidden costs. No surprises. Just honest, upfront guidance you can rely on.
Thousands of South Africans have already reduced their monthly payments and regained control of their finances through our proven process.
We offer free consultations, and you’ll only pay if you choose to move forward with a personalised plan that works for you.
We understand how overwhelming and stressful debt can be — and we’re here to guide you through it with compassion, clarity, and real solutions.
See What Our Clients Have to Say
We’ve empowered thousands of individuals to regain control of their finances and their future. But don’t just take our word for it—hear directly from the people we’ve helped.
"Vandag is ons amper klaar met skuld."
"Chantal Gaines een van die mense wat ons gehelp het by Debt Guidance. Mense wat uitstekende diens van hulle. As jy voel jy is onder druk met skuld moenie huiwer om hulle te gebruik nie asb. Ons het n paar jaar terug dit gedoen en vandag is ons amper klaar met skuld. Ek is nie een oomblik spyt daaroor nie maar dankbaar vir die goeie diens. " - Marlise R
"Amazing Customer Service"
"It is very seldom that one interacts with a consultant and gets outstanding service and support. I would like to commend Phindile Majozi for the outstanding help and support that I have received from her. Her customer service is amazing and believes she is an asset to the organisation." - Ayesha S
"Helpful Service"
"The debt guidance team was very professional, helpful and friendly, I would like to thank the team for providing excellent service to date." - Anita W
"Highly recommend Debt Guidance"
"Busisiwe, you're really good at what you do! I'm thankful for all the help you've given me. Thanks for being patient and going above and beyond. Your customer service is awesome! I can't thank you enough for making everything so easy for me. And, when it comes to debt guidance, I really recommend your service.." - Mpho T
"Die maatskappy was uiters behulpsaam"
"Ledereen was uiters behulpsaam en getrou aan hul woord. Hulle het my deurgaans op hoogte gehou van die proses. Ek is uiters bly dat ons Debt Guidance gekies het vir hul hulp. Dankie Debt guidance.." - Heidi M
"Best Service"
"A huge thank you to Lungelo and the team, I received the best client service, I can definitely say that debt guidance is the best, I am happy I reached out to you, thank you for helping me and keep up the excellent work." - Thandeka M
"Debt guidance is super helpful"
"The debt guidance team helped me sign up quickly and efficiently. I made an excellent decision, I can sit back and relax and carry on with a lower monthly payment." - Joanne G
"5 stars for debt guidance"
"Hassle free journey, everyone was always there to assist when i needed help, everyone that assisted me was always friendly and very helpful." - George B
"Debt Guidance is die antwoord op my finansiële probleme"
"Debt Guidance is die antwoord op my finansiële probleme, ek betaal nou baie minder op my paaiemente nadat hulle met my kredietvers******s onderhandel het. Ek voel soveel beter dat ek nou beter kan klaarkom. Net om te noem dat my rentekoerse ook verlaag is. Ek het besef dat daar baie voordele is om deel te wees van hierdie program met Debt Guidance. Hul diens is uitsonderlik, en ek sal Debt Guidance met 'n geruste hart aanbeveel. Ek het volle vertroue in hierdie maatskappy om my te help om skuldvry te word. Alle lof aan Debt Guidance." - Derek W
"Debt Guidance is number one"
"Debt Guidance was really good in helping me with my financial burdens . Joining your company made a huge difference to my me and my family. I was falling apart and I felt like a failing father and husband when I could not support my family and handle the bills. I am back on my feet again all thanks to your good service. I appreciate it." - Petros M
"Debt Guidance het my lewe omgedraai"
"Debt Guidance het my vinnig en doeltreffend gehelp. Ek sien uit na die verminderde paaiemente op my rekeninge. Dankie Lungani vir die puik diens, jy was niks minder as 'n seën vir my nie." - Geraldene C
"Helpful Service"
"Thank you debt guidance for a pleasant experience over the past years and thank you for your quick response to all my questions, you guys provide an amazing service. I will definitely refer your company to anyone that is in need of help with their debt." - Renisha N
"Almost debt free. Debt guidance is the best choice"
"Debt guidance was very helpful in assisting me with my debt, I have no complaints. I am excited to say that I will be debt free soon. I cannot wait to have my financial freedom back. Thanks debt guidance." - Annabelle C
"The debt review process really works"
"The debt review process really works. It is such a pleasure to deal with your company, you guys are definitely a debt solution to my problem . A huge well done and thank you to everyone from debt guidance that assisted me, I am glad to know that my interest rate is fixed, and my assets are protected, that was my biggest worry." - Doreen N
How Much Longer Will You Let Debt Run Your Life?
You can keep struggling. You can keep hoping things will somehow improve on their own.
Or—you can take control today and start turning things around before your debt spirals even further.
The choice is yours: remain stuck in a cycle of debt, or reclaim your financial freedom.
But here’s the reality—waiting only makes it worse.
Limited Free Consultations – Act Now Before It’s Too Late
We’re offering free 30-minute Debt Freedom Consultations to qualifying South Africans.
But availability is extremely limited—and spots are filling up fast.
Don’t miss your chance to reduce your monthly payments, end creditor harassment, and regain control of your financial future.
P.S. Don’t Wait Until It’s Too Late
Debt doesn’t disappear on its own. The longer you wait, the worse it becomes. You could be just days away from losing your car, your home, or your hard-earned savings.
Take advantage of this risk-free consultation —it could be a life-changing opportunity. But remember, free consultations are limited and disappearing quickly.
Take the quiz now to see if you qualify.
This might be the most important financial decision you’ll ever make.
STILL NOT SURE?
Frequently Asked Questions
Everything You Need to Know Before Getting Started
Question 1: HOW DO I KNOW IF I QUALIFY?
It’s simple take our 23-second quiz. We’ll review your information and let you know if you qualify for a free consultation. From there, we’ll develop a plan to reduce your debt.
Question 2: WILL I LOSE MY HOME OR CAR?
No. Our program is designed to help you keep your assets while reducing your monthly debt payments. We negotiate directly with your creditors to create a manageable payment plan that works for you.
Question 3: HOW MUCH CAN I REDUCE MY DEBT PAYMENTS BY?
While every case is unique, many of our clients see life changing payment reductions. We work hard to get you the best possible outcome.
Question 4: WHAT’S THE COST OF THE CONSULTATION?
The consultation is completely free. There are no obligations and no hidden fees. We’ll assess your situation and let you know how we can help. You’ll only pay if you decide to move forward with our debt relief program.
Question 4: IS THIS PROGRAM LEGAL?
Absolutely. Our debt relief process is fully compliant with South African regulations, and we work closely with your creditors to ensure everything is handled legally and ethically.
Question 4: HOW QUICKLY WILL I SEE RESULTS?
Most clients see significant results within 4-6 weeks. We start working on reducing your payments and stopping creditor harassment immediately after your consultation.
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